Financially Legal

Welcome to the very first episode of Financially Legal, with your host, Dan Lear, head of partnerships and marketing at Confido Legal.

Oklahoma Attorney General, Mike Hunter, in a recent opinion said a state ban on surcharging is most-likely unconstitutional. Surcharging is the practice of charging an additional fee when clients pay by credit card.

Clients should know what it costs law firms to accept credit cards, and those clients should have the option to save money by paying with less expensive methods. Since card brand surcharging rules prevent firms from charging more for the surcharge than the amount of the transaction, it ends up not being a money-making scheme but a clear way to communicate how much those airline miles really cost.

Getting clients to pay isn’t easy. As more invoices remain outstanding, accounts receivable creeps upward. As an attorney responsible for the firm's financial success, it's important to understand the real cost of accounts receivable. Here's a simple way to estimate those costs.

For many law firms, credit card processing fees are a sizeable item on the income statement. Because there are a wide variety of different types of processing fees, it can be difficult to figure out exactly how much you’re paying. It's also why, at Confido, we try to simplify this process as much as possible, primarily by offering a fair and transparent pricing structure while providing all the important information in a one-page monthly statement without the jargon. In this article we'll cover the three different categories of processing fees as well as the most commonly-used credit card processing pricing models. 

Introduction

The short answer is yes, but there are certain rules and regulations to understand, including a 2% cap on the amount as of November 2025. 

Introduction

The short answer is probably not. See below for all the details. 

Introduction

The short answer is yes, but there are certain rules and regulations to understand. 

Introduction

The short answer is yes, but there are certain rules and regulations to understand. 

Introduction

The short answer is maybe, but probably not. See below for details.  

Introduction

The short answer is yes, but there are certain rules and regulations to understand. 

Introduction

The short answer is yes, but there are certain rules and regulations to understand. 

Introduction

The short answer is probably not. See below for all the details. 

Introduction

The short answer is yes, but there are certain rules and regulations to understand. 

Introduction

The short answer is probably not. See below for all the details. 

Introduction

The short answer is not unless it is done by raising prices by the amount of the charge and then discounting those prices for clients that pay by means other than card. Below are more details. 

Introduction

The short answer is yes, but there are certain rules and regulations to understand. 

Introduction

The short answer is yes, but there are certain rules and regulations to understand. 

Introduction

The short answer is not unless it is done by raising prices by the amount of the charge and then discounting those prices for clients that pay by means other than card. Below are more details. 

Introduction

The short answer is maybe, but probably not. See below for details.  

Introduction

The short answer is maybe, but probably not. See below for details.  

Introduction

The short answer is yes, but there are certain rules and regulations to understand. 

Introduction

The short answer is yes, but there are certain rules and regulations to understand. 

Introduction

The short answer is yes, but there are certain rules and regulations to understand. 

Introduction

The short answer is probably not. See below for all the details. 

Introduction

The short answer is yes, but there are certain rules and regulations to understand. 

Introduction

The short answer is yes, but there are certain rules and regulations to understand. 

Introduction

The short answer is yes, but there are certain rules and regulations to understand. 

Introduction

The short answer is yes, but there are certain rules and regulations to understand. 

Introduction

The short answer is yes, but there are certain rules and regulations to understand. 

Introduction

The short answer is probably, but there are certain rules and regulations to understand.